Wide variety of loan programs to fit your needs.
Whether you're buying your first home or you're an experienced buyer, we have home lending solutions ready to help you reach your goals.
Find the Right Loan for You
Down Payment Assistance
ABOUT US
Who We Are
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where "our customers are our business" is the cornerstone for excellence.
Our Mission
- To provide our customers world-class service and value-added products.
- To value our employees and provide opportunity for personal competency.
- To achieve mutual success with our strategic partners through teamwork and accountability.
Our Vision
- Committed to serving our clients with passion dedicated & loyal to the team & clients.
- We take pride in the quality of our work committed to continuous self-improvement.
- Honesty and integrity shapes our business and our lives accountable to ourselves, customers and our team.
Our Values
- Committed to serving our clients with passion dedicated & loyal to the team & clients.
- We take pride in the quality of our work committed to continuous self-improvement.
- Honesty and integrity shapes our business and our lives accountable to ourselves, customers and our team.
Awards
Achievements
Top 200 Mortgage Originators
- Executive Mortgage 2009-2022
Top Originators Verified Top Producer
- Scotsman Guide 2009, 2011, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021
Top 3 Loan Originators 2015
- CalHFA 2015
#1 Latino Mortgage Originators
- NAHREP 2016, 2017, 2018, 2019, 2020
