Wide variety of loan programs to fit your needs.

Whether you're buying your first home or you're an experienced buyer, we have home lending solutions ready to help you reach your goals.

ABOUT US

Who We Are

GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where "our customers are our business" is the cornerstone for excellence.

Are you mastering the Art of Homeownership?

Our Mission

  • To provide our customers world-class service and value-added products.
  • To value our employees and provide opportunity for personal competency.
  • To achieve mutual success with our strategic partners through teamwork and accountability.

Our Vision

  • Committed to serving our clients with passion dedicated & loyal to the team & clients.
  • We take pride in the quality of our work committed to continuous self-improvement.
  • Honesty and integrity shapes our business and our lives accountable to ourselves, customers and our team.

Our Values

  • Committed to serving our clients with passion dedicated & loyal to the team & clients.
  • We take pride in the quality of our work committed to continuous self-improvement.
  • Honesty and integrity shapes our business and our lives accountable to ourselves, customers and our team.
Awards

Achievements

Top 200 Mortgage Originators

- Executive Mortgage 2009-2018

Top Originators Verified Top Producer

- Scotsman Guides 2009-2018

Top Loan Originator 2016-2018

- CalHFA 2016-2018

#1 Latino Mortgage Originator

- NAHREP 2015

Read about one of the highest

Rated Mortgage Lenders
in America

Over 200+
Five Star
Reviews